Options – Getting Started & Next Steps

How to Safely Shop For Home Products and Services Online

Many people are overwhelmed with busy schedules that they rarely find time to go shopping for home products and services; this is where internet shopping comes in. In addition to saving time and effort, online shopping presents the shopper with a wide assortment of items to look over. As much as online shopping is here to stay, many people still worry about their credit card details ending in the wrong hands. With the advancement of online security, people ought to be cautious with what they purchase, from whom and how they pay for the items they buy. While shopping for home products and services, remember to follow the accompanying tips to make your online shopping a safe and secure experience.

Research more on the identity, location and the contact details of the online retailer. Some online companies have become very popular. For lesser-well known online companies that do not have instant recognition, be sure to establish their identity. Look for the contact details, company registration details for your country, name and a clear indication of where the company is headquartered. Confirm if the store has a solid reputation; search the internet for remarks from different clients on consumer review site.

Prior to typing your card information, check to see if the site is secure. Look out for a small padlock symbol in the address bar, the web address should start with “https://” the “s” stands for secure. Whenever you are planning to shop online, come up with solid passwords, this is because you will be asked for a password before making any transaction. Do not shop in public places, especially if you are using a public WI-Fi.

Take precautionary measures when shopping, shopping online can put you at a risk of fraud. A criminal can get hold of your details and use your card to make illegal transactions. Always remember the pre-payment tips as well as cards and consumer rights; this will greatly reduce the risks of fraud. You should never disclose your online banking password or pin whenever you make a card transaction. You should only use your Pins at money machines and physical point of sales like stores.

When shopping online, you will be asked for the three or four digit security number on the back of your card, the ‘CVV2 code’. Online stores are not allowed to store your information unless express permission has been granted. Whenever you visit a site again, and you can make new buys without entering in your card details, call the site and request that your card information are erased. Being cautious is key if you are looking for a protected and secure way to shop online.

Cited reference: see this page